A salesperson having possession of the insured's property on premises is referred to as what?

The correct term for a salesperson who is in possession of the insured's property on the premises is “Messenger.” In the context of insurance and liability, a messenger is responsible for the physical handling and transportation of property, and this includes being accountable for the property while it is in their possession. Messengers typically have the authority to move items and are considered to be in the process of facilitating transactions or deliveries, thus playing a crucial role in securing and managing the insured's assets.

While the terms custodian, agent, and warrantor each refer to different roles, they do not specifically encapsulate the act of having physical possession of the property in a sales context. A custodian usually refers to someone responsible for keeping and maintaining property, an agent acts on behalf of another party, and a warrantor refers to a party that provides guarantees related to the quality or performance of goods or services. Therefore, the unique and appropriate designation for the salesperson in possession of the property aligns with the definition of a messenger.