How many days does the insurer have to pay PIP coverage?

The correct response indicates that insurers are required to pay Personal Injury Protection (PIP) coverage within 30 days of receiving a properly completed claim. This timeframe is established to ensure that claimants receive timely benefits for medical expenses and loss of income following an accident, aligning with the purpose of PIP coverage to provide prompt assistance to those injured.

Timely payment is critical in the context of medical care, as it helps ensure that individuals receive the support they need without undue financial burden. This requirement reflects the broader principles of consumer protection in insurance practices, aiming to enhance the reliability and efficiency of the claims process for policyholders.