What are the minimum limits of automobile insurance liability required in the state of Hawaii?

In Hawaii, the minimum limits of automobile insurance liability required are set to ensure that drivers have a basic level of financial protection in the event of an accident that causes injury or damages to others. The correct answer of 20/40/10 indicates that bodily injury liability coverage must be at least $20,000 per person injured in an accident, $40,000 for total bodily injury liability per accident, and $10,000 for property damage liability.

This structure is designed to provide sufficient coverage to handle common accident scenarios while encouraging drivers to maintain a higher level of coverage for greater protection. Understanding these minimum limits is crucial for compliance with Hawaii's insurance laws and for protecting oneself and others on the road.