What event occurs as the result of an unbroken sequence of conditions?

The term that describes an event occurring as a result of an unbroken sequence of conditions is proximate cause. In the context of insurance and legal discussions, proximate cause refers to the primary cause that sets off a chain of events leading to a loss or damage. It is the nearest cause in the sequence of events that can be directly linked to the outcome.

Proximate cause is crucial in determining liability and coverage in insurance claims, as it establishes a direct relationship between the cause and the effect. For example, if a fire occurs due to faulty wiring, the faulty wiring is considered the proximate cause of the fire damage. This concept ensures that only the losses that are directly connected to the cause are covered under the policy.

Understanding proximate cause helps in making fair assessments regarding claims, especially in complex situations where multiple factors are at play. This term plays a vital role in determining the validity of claims and establishing the scope of coverage in insurance policies.