What is the minimum written notice period an insurer must provide before cancelling or refusing to renew a motor vehicle insurance policy?

The minimum written notice period an insurer must provide before cancelling or refusing to renew a motor vehicle insurance policy is 30 days. This requirement is in place to ensure that policyholders are given sufficient time to find alternative coverage if their policy is being cancelled or not renewed. It serves to protect consumers by preventing abrupt cancellations, which could leave them uninsured or in a difficult situation. This 30-day notice period applies to most circumstances surrounding motor vehicle insurance policies and is intended to provide clarity and stability in the policyholder's insurance coverage. The other options, while reflective of various notice periods seen in different contexts or types of insurance, do not align with the standard legal requirement for motor vehicle policies in this context.