What type of auto coverage will apply if an unlicensed driver collides with your vehicle?

The correct answer is the Personal Auto Policy. This type of coverage provides liability insurance and may extend to cover damages caused by an unlicensed driver colliding with your vehicle. A Personal Auto Policy is designed to protect the policyholder against various risks, including accidents where the other party may not have the appropriate licensing.

The policy generally covers damages to the insured vehicle and any liability resulting from an accident, regardless of the driver's licensing status, as long as the driver is permitted to use the vehicle under the terms of the policy. This means that if an unlicensed driver is operating a vehicle that is covered under the policy, it can still provide liability coverage for claims resulting from an accident.

Other options do not align with the scenario in question. Comprehensive coverage primarily protects against damages to your vehicle from incidents other than collisions, such as theft or natural disasters. General Liability Insurance typically covers businesses, not personal auto accidents. Rental Car Coverage is specific to renting vehicles and does not directly apply to the situation with an unlicensed driver colliding with your own vehicle.