Which authority is responsible for issuing a cease and desist order against an insurer in violation of the insurance code?

The commissioner of insurance holds the authority to issue a cease and desist order against an insurer that is found to be in violation of the insurance code. This role is critical as the commissioner is responsible for regulating the insurance industry within the state, ensuring compliance with laws and regulations that protect consumers and maintain fair practices.

When an insurer is believed to have violated these regulations, the commissioner can intervene to halt any illegal activity, thereby safeguarding the interests of policyholders and promoting the integrity of the insurance market. This enforcement power allows the commissioner to take swift action to address violations without needing to go through the court system, which can be a lengthy process.

Other authorities, such as the court system, have roles in adjudicating disputes or enforcing laws but do not have the same level of direct regulatory authority over insurers. The governor and the state legislature do not typically engage in the day-to-day regulation of insurance matters and would not intervene in this specific enforcement scenario.