Which coverage may be added by endorsement to an equipment breakdown policy?

The correct choice is that business income coverage may be added by endorsement to an equipment breakdown policy. This is significant because equipment breakdown insurance is designed to cover the loss or damage to machinery and equipment caused by accidental breakdowns. However, when an equipment breakdown occurs, it can lead to a loss of income during the downtime needed for repairs or replacement.

By adding business income coverage through an endorsement, policyholders ensure that they are financially protected against the loss of revenue that can occur when their operations are disrupted due to equipment failure. This form of coverage helps bridge the gap between the breakdown event and the restoration of normal business operations, making it an essential component in risk management for businesses reliant on machinery.

The inclusion of business income coverage highlights the comprehensive nature of equipment breakdown policies, allowing businesses not only to mitigate physical damage but also to address the consequential financial impacts stemming from operational interruptions.