Which document summarizes the main features of an insurance policy, including the insured's name?

The correct answer is the declarations page, as it serves as a summary of the key elements of an insurance policy. This page provides essential information, including the insured's name, policy number, coverage amounts, policy effective dates, and premium details. It acts as a snapshot of the insurance contract, allowing policyholders and claims adjusters to quickly reference the main features of the policy without having to sift through the entire document.

In contrast, the application is a document filled out by the insured when purchasing insurance, containing personal information and details about the risks being insured, but it does not summarize the policy's key features. A policy manual refers to a broader set of guidelines and procedures used by insurance companies for underwriting and claims handling, rather than summarizing individual policies. Coverage limits, while they are an important part of the policy, are only one component and do not provide the comprehensive summary that the declarations page does.