Which of the following describes a risk associated with property insurance?

Property loss from fire is a specific risk addressed by property insurance policies. Property insurance is designed to protect against risks that can lead to damage or loss of physical assets. Fire is one of the most common and significant risks, as it can cause substantial damage to homes or commercial properties, leading to repair or replacement costs.

Property insurance typically covers various perils, including fire, theft, vandalism, and certain natural disasters, depending on the policy specifics. Because property loss from fire is a direct and tangible risk to physical property, it is a fundamental reason why individuals and businesses purchase property insurance, ensuring they have financial protection against potential devastating losses.

In contrast, business interruption pertains to lost income due to unforeseen events that halt operations but does not specifically relate to property damage. Cyber liability focuses on risks associated with data breaches and digital security rather than physical property. Professional malpractice involves legal and professional responsibilities, primarily applicable to service providers and not directly related to property insurance.