Who belongs to the Hawaii joint underwriting plan?

The Hawaii Joint Underwriting Plan is designed to ensure that individuals who are unable to obtain motor vehicle insurance in the standard market have access to necessary coverage. This plan is specifically meant for all insurers authorized to write motor vehicle insurance in Hawaii. By including all authorized insurers, the plan creates a collaborative approach where multiple insurance providers participate, ensuring a broader market for consumers. This collective effort allows for a more equitable insurance environment and helps meet the needs of drivers in Hawaii, particularly those who might face challenges in securing coverage through traditional means.