Who has the authority to appoint an insurance producer in Hawaii?

The appointment of an insurance producer in Hawaii is primarily the responsibility of the insurance company. They decide who they want to represent them in the market and can appoint producers based on their qualifications and the company's needs. This process involves the insurance company formally designating the producer to act on their behalf, which may include handling policies and claims, as well as marketing their insurance products.

While other entities like the Department of Insurance regulate the insurance industry and ensure compliance with state laws, they do not directly appoint producers. Therefore, the insurance company's role combined with the involvement of an appointed producer aligns with the established practices in the state, making this the correct choice.